- Tip 1: Back up your financial data on the computer: This can save you hundreds of dollars in recovering data costs. Remember it is not a matter of if your hard drive collapses, it is a matter of when! Hard drives only have a life of around 4 years. I learnt this all too painfully when ours went at 4.5 years. Lost all of our data but more painfully a lot of irretrievable photos and videos of the kids. Pretty painful, I tell you.
- Tip 2: Have a two to three month emergency fund: Every person or family should have an emergency fund of around two to three months of income. If you don't, start creating one. Even if you start by putting as little as $10 a week into it, it will slowly start to build up. Emergency does not mean use when you hear a hot tip about Silver Dollar at the GG’s, or that overseas trip you’ve always dreamed about. More like when the bathroom floods at 3am and you need the whole place re-piped and carpeted.
- Tip 3: Don't miss payments…get organised: Most of us have missed the occasionally payment. Get organised and don't let it happen often to you. Create a filing system at home that works for you and make sure you don't miss any bills. This way you won't have to pay late fees.
In other news...
Your author went bowling earlier this week with friends and with the kids. We will say one thing, bowling is not your authors strongest talent. Out of nine people he came last. Funnily enough his four year old daughter won, average eight pins a bowl. maybe she has a career in bowling. All in all it was a lot of fun
After bowling we ate dinner at a restaurant called "the butcher grill". It is South African and specalises in high quality steak and lamb. We would definately recommend it to anyone...the food was fantastic. We of course used a entertainment book!
Cheers
Rusty
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